To get started, have your login credentials handy for any checking, savings, retirement or investment accounts relevantAutomated verification of deposit and asset (VODA) solution catching on as lenders move to comply with new rules while reducing wasteful, paper-based processes —Dodd-Frank and. Detailed instructions on how to login to the AccountChek dashboard, place orders, manage orders, retrieve reports, and more. Passwords and usernames. The integration means home buyers who apply for mortgages on the self-service Encompass Consumer Connect platform can have their assets quickly. For a checking and savings account: Username - jane. The verifier (i. If that doesn’t work, contact your lender to request a new link. To allow for this, we provide the ability to set up a self-hosted application for receiving and handling postbacks from the AccountChek Webhook. AccountChek is the new standard in loan verification security. AccountChek is a digital verification of asset, income and employment service that drives insight into a consumer’s financial profile and is available to customers through multiple channels. floify. 00. Laurel, New Jersey, United States. 56°. AccountChek and AccountChek 3n1 use the information we collect to provide verification and analysis of a borrower's asset accounts, employment information, and income data, respectively, to the requesting lender, to administer our web site, and to improve our service. AccountChek is an unbiased third party service used by lenders to collect your digital account statements. The Asset Reports section will show all reports that have been generated for this order. AccountChek delivers VODA reports in minutes through a secure web and mobile portal, eliminating the need for borrowers to submit endless paper copies of bank statements and giving lenders a safe. We would like to show you a description here but the site won’t allow us. Verification of Income and Employment Rollout What changed? FormFree’s new solution provides direct-source income and employment data in an easy to consume report. ) -- FormFree today announced that its AccountChek(TM) automated asset verification service is available through Ellie Mae's Encompass Consumer Connect(TM) point of sale loan origination solution, an extension of the Encompass mortgage management solution. It’s safe to say that making a mortgage payment online is more convenient than paying by check. Take the leap today and make your life easier by choosing automatic payments. Scamadviser is an automated algorithm to check if a website is legit and safe (or not). You can change your consent preference at any time by reaching out to our Client Relations Team at (800) 410-2199. com. com. March 1, 2023, 9:23 am By James Kleimann. Marissa doesn’t use AccountChek in her role as a broker, but she wishes more lenders did. No action is required by you to move. AccountChek security meets the high standards of security used by banks and other. Solution home Corporate Administrator Guide Company & User Management Walkthroughs. This feature is important because it informs the AccountChek system that it no longer needs to verify borrower credentials and ensure you have access to the Refresh. Resources. Search New support ticket . BALTIMORE, Md. accountchek. This can indicate that the account was newly opened, or that the bank's systems do not have the historical data available. My lender, who is legitimate (I used them a few years ago for the original purchase of my home), is asking me to help them verify my bank account balances via a service called accountchek. Valuation. com receives about 7,395 unique visitors per day, and it is ranked 425,673 in the world. Stewart Information Services Corporation has announced its acquisition of AccountChek, a digital asset, income, and employment verification platform previously offered by. Business Online Banking & Bill Pay (including Online Banking through QuickBooks. Search New support ticket . floify's mortgage automation and point-of-sale software solution streamlines and organizes the loan origination process for lenders and mortgage borrowers. FI Selected. Click on the drop-down menu in the Available Actions column, choose Resend, and press Go. Out of more than 400 nominations, developers of AccountChek paperless verification of deposit and asset (VODA) solution among six most innovative technology companies in the housing industry. AccountChek hosts biweekly, open-invitation webinars for users new to AccountChek and our online dashboard. Their lender wants me to complete an AccountChek, which is a way for them to verify the status of my account and its activities. AccountChek is the industry leader in safe and secure automated verification of assets and deposits. Modified on: Wed, 8 Mar, 2023 at 3:33 PM. To request the AccountChek Due Diligence Package, please submit a request to ac-compliance@informativeresearch. We view improving consumer financial equity, including. While orders will automatically close at the end of the Refresh Period, they can be manually closed via the AccountChek Encompass integration. Underwriters and Processors Get: Preferred by Major Lenders, Investors and Financial Institutions AccountChek by FormFree is the industry’s most trusted automated asset verification. AccountChek is a digital verification of asset, income and employment service that drives insight into a consumer’s financial profile and is available to customers through multiple channels. Once you do that, it asks you for the. Introducing the new Deposits-Based Verification of Employment (DVOE) report. Winner of the 2013 Mortgage Technology Fix-It Award, AccountChek collects data directly from virtually any financial institution and generates reports in just minutes, creating enormous time savings for both borrowers and lenders. website maker FormFree‘s AccountChek automated asset verification service is now available through Ellie Mae’s Encompass Consumer Connect point of sale loan origination solution. CreditPlus now offering instant Verification of Deposits and Assets (VODAs) through AccountChek, a safe electronic system that saves you time and virtually eliminates the risk of fraud. Using AccountChek Bank Here are the steps to use AccountChek Bank in the borrower experience Step 1: Search f. An invitation email has been sent to the borrower's email address requesting that they log in to AccountChek and link their accounts. White Papers. It is intended for use with Freddie Mac’s Asset and Income Modeler (AIM). See directions for each. In addition, other approved vendor. On the institution website, the borrower will select their accounts and confirm that they give permission to share information with AccountChek. v. “And if I’ve learned anything, it’s that finance management apps are really bad at security,” Cimpanu told HuffPost. Check ticket status. , a provider of automated asset verifications, announce that AmeriSave has integrated AccountChek into its mortgage origination platform. FormFree today announced the integration of AccountChek®, a service that allows lenders to verify borrowers’ assets, income, employment and rent payment history, with Solex ®, a comprehensive eDelivery, eSign, eClose and eVault platform from Docutech ®, a First American company. The verifier (i. Our patented AccountChek® and Passport® products open doors to more inclusive credit decisioning by revealing each customer’s true ability to pay (ATP®). Submitting your information online. AccountChek uses proprietary algorithms to analyze. Next you will be asked to select your Payroll Provider. Includes a technology named Closing Insight to streamline the complex, multi-party closing process in support of TRID requirements. FormFree has developed AccountChek for mortgage technology professionals to conduct digital verification of employment, income and assets, with the notion that collecting this information from borrowers will cut down the time for loan origination by as many as 20 days. Security and accuracy are our top priorities. News. Check ticket status. If you have questions or comments about this privacy policy, please e-mail us at compliance@formfree. Clicking this button will log you in to the system and take you. Search New support ticket . We view improving consumer financial equity, including. Guaranteed Rate Adopts Automated Asset Verification from AccountChek. Date. AccountChek. Winners and losers: SoFi and Wells Fargo. . This doesn't seem right. By making AccountChek available during the initial disclosures. Is This Safe? Yes. 3/1/2023. com is SAFE to browse. WOT’s security score is based. Once a borrower has successf. Borrower information can be quickly and easily filled out using the information in your loan file by pressing the Copy from Borrower or Copy from Co-Borrower buttons. AccountChek delivers VODA reports in minutes through a secure web and mobile portal, eliminating the need for borrowers to submit endless paper copies of bank statements and giving lenders a safe and simple means of complying with newFor the current status of AccountChek or to subscribe to notifications, please visit status. 800-955-9038. The Communication Issue (Alert) status occurs when there is an issue connecting with one or more of the borrowers financial institutions to retrieve financial data. Publicly traded title insurance giant Stewart Information Service Corporation has. Verify deposits and assets from the same platform used for credit reports and other services. Rocket Mortgage, Rocket Loans and Rocket Homes. Logging in to AccountChek. For the current status of AccountChek or to subscribe to notifications, please visit status. com. delivering a safe and hassle-free experience for borrowers and greater purchase certainty for lenders. Enter your search term here. CISCO Credit is supporting Fannie Mae’s Day One Certainty™ by offering Verification of Deposits and Assets with AccountChek™ and The Work Number Verification services for verification of employment and income services. AccountChek streamlines the loan underwriting process for both borrowers and lenders, resulting in quicker decisions and higher borrower satisfaction. e. Take advantage of the Desktop Underwriter® (DU®) validation service, which uses third-party data vendors to independently validate borrower income, employment, and asset data, providing our lenders with Day 1 Certainty® on validated loan components. AccountChek Roostify Demo. To find out if an institution is supported, you can log in to our online dashboard, click on your name in the top-right to produce a drop-down menu, and select Search Financial Institutions. Hi r/PF , I gifted my folks some money to help them close on a modest home. AccountChek streamlines the mortgage process by empowering borrowers to share their asset and payroll data electronically in an underwriter-friendly format lenders can use to assess asset, income. com is 1 decade 4 years old. Trusted by major Lenders, Investors and Financial Institutions. : Best for account features. Valuations are submitted by companies, mined from state filings or news, provided by VentureSource, or based on a comparables valuation model. com. By eliminating the need for paper bank. Today, AccountChek is an integrated service available in more than 100 loan origination systems, point-of-sale solutions and reseller platforms. My lender, who is legitimate, is asking me to help them verify my bank account balances via a service called accountchek. Some AccountChek point of sale integrations do not include the last 4 of the SSN on order creation and use an SSO-generated email address for the borrower email. : Best for no ATM fees. You can search for your employer. com. The Lite Report option helps to reduce unnecessary verification costs on loans that do not close. Apple Safari. The solutions provider currently serves over 3,000 mortgage companies, banks and lenders throughout the United States. Why is this required? While AccountChek will request 90 days' worth of transaction history, the financial institution may return less than 60 days on some occasions. 00. Several AccountChek updates are getting deployed on August 6, 2020 to the Encompass LOS integration! 1. In addition to providing a more safe, expeditious and convenient way to travel, the Transcontinental Railroad reduced the cost of a cross-country trip from $1,000 to $150. accountchek. branch and region of the order change. For the current status of AccountChek or to subscribe to notifications, please visit status. CONTACT. accountchek. AccountChek and AccountChek 3n1 use the information we collect to provide verification and analysis of a borrower's asset accounts, employment information, and income data, respectively, to the requesting lender, to administer our web site, and to improve our service. A complete statement and 1006 form are delivered for each account requested. What is Plaid? Plaid is a service that provides the technology to connect your financial accounts and share their data with an app, service or company. General. Total Funding. AccountChek asset reports created in Roostify will automatically import as a PDF in your Encompass eFolder. If you don't know how to find it, you should log into your Workday account, click on profile (small photo on the top right of your page), then click on "My Account" and then open "Organization ID". , a leadin. . The AccountChek Asset Report is an accepted substitute for the Form 1006 Verification of Deposit. 25%. This issue typically resolves itself within 24 hours, once the connection is re-established. Verifier that created it. . Since Roostify is a point-of-sale (POS) platform and is designed to be borrower driven, some AccountChek order management functionality will be determined by which Loan Origination System (LOS) you use (or the AccountChek Dashboard). What is Plaid? Plaid is a service that provides the technology to connect your financial accounts and share their data with an app, service or company. AccountChek is also the first provider of. For the current status of AccountChek or to subscribe to notifications, please visit status. Search New support ticket . 316. When setting up AccountChek, it is important to whitelist our domains to ensure that you receive all email correspondence from Informative Research and the AccountChek system. ATLANTA, Ga. Below you will find our Overview of the Borrower process. AccountChek and your privacy Don't give these clowns your usernames and passwords. To ensure that you can comfortably afford the payments your loan requires, your lender needs to analyze your finances. In the AccountChek dashboard, verifiers can select “Generate Updated Reports” in the. Using AccountChek is simple, ultra-secure, and reduces the time it takes to process your loan. Legal Name Automarket Nigeria Ltd. After login, you will be taken to the Orders Dashboard, which will display all orders created by you and those that you have. Keep your accounts safe MIDFLORIDA will never contact you and ask you to provide personal information such as account numbers, credit card or debit card account numbers, or passwords and PINs. A new method for determining a borrower’s Ability to Pay. Desktop Underwriter® (DU®) The Desktop Underwriter® (DU®) validation service (DVS) uses third-party data vendors to independently validate borrower income, employment, and asset data,. Responses and solutions to frequently asked borrower questions. AccountChek offers a technology-based deposit, asset, employment, and/or income verification service (the “Service”) designed to make it easier for a lender to verify and monitor the deposits, assets, employment status, and/or income of a prospective or current borrower by performing the following on your behalf: (1) Securely retrieving. Lenders interested in learning more about the Take3Tech and AccountChek integration should visit FormFree at booth #612 or set up a meeting with Take3Tech at the Mortgage Bankers Association. The borrower has selected their financial institution, but has yet to enter credentials. In the example below you can see that the provider is ADP (highlighted in the top right corner). You can use either one to get started. If you have a paystub from the company you work at, you should see a payroll provider's company name somewhere on the paystub. To register for a. digital statements from more than 15,000 financial institutions. com show that accountchek. This doesn't seem right. March 1, 2023, 9:23 am By James Kleimann. AccountChek is an asset verification service that streamlines the loan underwriting process for both borrowers and lenders, resulting in quicker decisions and higher borrower satisfaction. AccountChek is a digital verification of asset, income and employment service that drives insight into a consumer’s financial profile and is available to customers through multiple channels. To add new branches, you can email the support team at helpdesk@accountchek. Automatic update of the BORROWER EMAIL ADDRESS upon import of an AccountChek Order When a verifier imports an AccountChek or AccountChek Plus order using the Reissue key or Order Id, our system will now perform an automatic check. This workflow uses our Verifier API ( Specifications ). At any point while the order is still open, you can choose Refresh Report from the Available Actions column and press Go to generate a new report with updated asset information and transaction history. Our patented AccountChek® and Passport® products open doors to more inclusive credit decisioning by revealing each customer’s true ability to pay (ATP®). Passwords and usernames. The AccountChek platform supports IR in providing customers with unmatched analytics and verification solutions,” said Sean Buckner, President, Informative Research. lenders and their millions of customers. Either of these will suffice: Before providing your username and password to a third party application, change your password. This will walk them through the AccountChek process from their first login through their account submission. Step One: Enter the borrower information. com is SAFE to browse. IR Informative Research, a Stewart company, is a leading technology platform that delivers data-driven solutions to the lending community. This means two things: 1. We have completed over $3 trillion in. Existing VOA Reports can be imported using the Reissue Key or Report ID contained in the top-right corner of the report. The AccountChek platform supports IR in providing customers with unmatched analytics and verification solutions,” said Sean Buckner, President, Informative Research. Submitting your information online through the AccountChek service is significantly more secure than emailing, faxing, or mailing copies of your account statements. Verify up to 10 accounts on a single request. Solution home Integration Guide Roostify. . Input your AccountChek Credentials and Authorize. For the current status of AccountChek or to subscribe to notifications, please visit status. AccountChek and Buying a Home. Before the first report is generated, the column will show a yellow exclamation mark and display a Not Opened or Pending status. We connect people, spaces and data to power the places where people work best together. AccountChek uses proprietary algorithms to analyze. After your lender requests an AccountChek asset report for you, you will receive an email from [email protected] Regions Europe, Middle East, and Africa (EMEA) Founded Date 2011. If you choose to turn on the white-labeling feature, we will brand the emails we send to your borrowers with your company’s name. Electronically verify consumer’s bank account & investment balances quickly & accurately. E xisting VOA Reports can be imported using the Reissue Key or Report ID contained in the top-right corner of the report. Trusted by major Lenders, Investors and Financial Institutions. : r/RealEstate. The refresh period cannot be modified once an order is placed, and it begins as soon as the borrower successfully. Home Solutions Forums. The Insufficient Transaction History status occurs when we can’t pull at least the amount of account history requested at order placement. We wanted to get her thoughts on AccountChek, the award-winning asset verification solution by FormFree. Before 7/30/20: After 7/30/20 and going forward: [Note: The “expected accounts” feature will also be removed from the Encompass ordering page with the next Encompass release (8/6/20. 800-955-9038. Our patented AccountChek® and Passport® products open doors to more inclusive credit decisioning by revealing each customer’s true ability to pay (ATP®). Blog. Use MyWOT to run safety checks on any website. ATHENS, Ga. 1-800-225-5935 Mon – Sat: 7 am – 11 pm, Sun: 9 am – 10 pm Eastern Time. Investment Stage. e. 2. You don't need any account numbers or statements, just the name of your financial institution or payroll company and your login creditials. Then, verify that the borrower is selecting the correct financial institution while logged into the AccountChek app. No reputable company will ask for you bank login information. com. As part of the asset account linking workflow for these institutions, the borrower will be redirected to the bank website, where permissions can be given to AccountChek to retrieve account and transaction information. The following financial institutions connect to AccountChek via OAuth Connections. After re. AccountChek and Buying a Home. FormFree sharpens focus on decentralizing and democratizing consumer access to credit with strategic divestiture of AccountChek Eric Lapin promoted to president to oversee fintech's evolution to. To pull daily, production-level reports for your company, you must first be granted the appropriate level of access, please check with your company’s Corporate Administrator, or reach out to a member of the AccountChek team. Insufficient History (Code: 511, Dashboard Status: No Transactions / Encompass Status: Insufficient Transaction History) Needs Update (Code: 509, Dashboard Status: Needs Update / Encompass Status: Credential Issue on Refresh) Communication Issue (Code: 5032, Dashboard Status: Alert / Encompass Status: Unable to Connect to FI) AccountChek and AccountChek 3n1 use the information we collect to provide verification and analysis of a borrower's asset accounts, employment information, and income data, respectively, to the requesting lender, to administer our web site, and to improve our service. Why does accountchek have an average to good trust score? We think accountchek. The borrower has selected their financial institution, but has yet to enter credentials. With this integration, brokers and financial institutions that use Zip. Add to Chrome. com is pretty a safe domain. LPA’s AIM for Income automates the assessment of borrower income using direct-source employer and payroll. accountchek. Refer to the Desktop Underwriter/Desktop Originator Release Notes dated November 28, 2016, and the DU. At this point, the borrower will receive a success message from the institution itself, stating that they have successfully shared their accounts. com links to network IP address 168. com is legit and safe for consumers to access. . Crosscountry has entered into an agreement with FormFree to use AccountChek, the mortgage industry’s leading automated solution for verification of deposit and asset (VODA). This website is a sub-domain of accountchek. By eliminating the need for paper bank statements, AccountChek also helps significantly reduce buyback exposure and fraud, while also providing lenders with an. Stewart Enhances Credit and Mortgage Analytics Capabilities by Acquiring AccountChek, a Leading Digital Asset, Income and Employment Verification PlatformAfter login, you will be taken to the Orders Dashboard, which will display all orders created by you and those that you have permission to view. Freddie Mac announces that it will increase homeownership opportunities for first-time homebuyers by considering on-time rent payments as part of the company’s loan purchase decisions. This website is estimated worth of $ 36,720. Sample AccountChek VOA Report Print. Getting Your AccountChek Credentials There are two ways to get set up in the AccountChek system, both of which will require working with your Corporate AccountChek Administrator. ”. Borrower Opportunity 1 During the application fl. Share. , March 15, 2017 (SEND2PRESS NEWSWIRE) -- FormFree today announced that its AccountChek(TM) automated asset verification service is available through the Ellie Mae (NYSE:ELLI) Encompass Consumer Connect(TM) point of sale loan origination solution, an extension of the Encompass mortgage management solution. , acquired the AccountChek platform previously offered by FormFree. Status Codes 6. Check ticket status. A payroll provider is the software that an employer uses to pay their employees. Check ticket status. Search New support ticket . We advise waiting 24 hours from the first instance of the err. Since Roostify is a point-of-sale (POS) platform and it is designed to be. Once there, type in the email address associated with your already existing AccountChek credentials and press Email Reset Link. , the loan officer or loan processor) may choose a 30-day, 60-da. AccountChek was the first electronic asset validation solution to be accepted for Fannie Mae’s Day 1 Certainty ® program. Solution home. 7) 24/7 Convenience: AccountChek's platform is accessible online or via mobile devices 24. Because of this, other AccountChek users that need to access and manage the DV's orders will need to have permission to view orders placed in the DV's assigned. When you change the branch and region of the owning Verifier, the. accountchek. com. 800-955-9038. Mon, 8 Mar, 2021 at. Semrush Rank: 202,324 Facebook ♡: 1,418. Print. By using AccountChek from FormFree Holdings, as it turns out. Mon, 8 Mar, 2021 at 9:35 AM. Ensure the AccountChek reissue key is exported to the D1C reference field in your LOS. From fraudulent withdrawals to long wait times, customers who used to bank with Suntrust and BB&T said they're having issues as the companies merge. If you have questions regarding our Enterprise plans, please contact our sales department at sales@floify. Responses and solutions for frequently asked questions related to user management and permissions. AccountChek was the first electronic asset validation solution to be accepted for Fannie Mae’s Day 1 Certainty ® program. To get started, direct the borrower to log in to AccountChek using the link in their invitation email. Our reach spans from multi-tenant buildings and corporate headquarters, to labs, production sites, and factory floors. AccountChek Roostify Demo Print. AccountChek was the first asset verification provider approved for participation in Fannie Mae's Day 1 Certainty™ initiative, which gives lenders who use the Desktop Underwriter® (DU. While AccountChek will request 90 days' worth of transaction history, the financial institution may return less than 60 days on some occasions. Individual users can login using the Username and Password fields or an Encompass admin user can enter a single set of credentials in Company Username and Company Password fields. com. Modified on: Tue, 20 Nov, 2018 at 4:24 PM. The Data Inaccessible status is triggered if we detect the data from a financial institution, contains erroneous information. B) Asset summary shows current, 30, 60, and 90-day average balances across all accounts connected within AccountChek by the Borrower. Leading lenders trust FormFree’s automated asset verification mortgage technology solutions to streamline the loan origination process and provide better intelligence on borrowers’ ability to repay. Check ticket status. . The lender we’re working with now wants to use a service called AccountChek to link directly with banks and payroll vendors. accountchek. ACCOUNTCHEK delivers VODA reports in minutes through a secure web and mobile portal, eliminating the need for borrowers to submit paper copies of bank statements and investment statements. AccountChek was the first electronic asset validation solution to be accepted for Fannie Mae’s Day 1 Certainty ® program. This report, shortened to DVOE, is available as a report generation option in the AccountChek Verifier Dashboard. Understanding the AccountChek User Hierarchy. Dec 2015 - Nov 20205 years. She explained it as a secure website that will import our transactions and account balances into the loan file, everything. Automate your VOD process for as little as $12. This Reference Number includes the borrower Social Security number, a colon, and then the FormFree Report ID or Re-issue Key. Tip: If you are a Consumer Connect or SimpleNexus. Lastly, you will find an 11 question FAQ that asks and. Password - pass1234. AccountChek is a digital verification of asset, income and employment service that drives insight into a consumer’s financial profile and is available to customers through multiple channels. The counter argument was that they would be only able to. This website is estimated worth of $ 8. AccountChek offers a technology-based deposit, asset, employment, and/or income verification service (the “Service”) designed to make it easier for a lender to verify and monitor the deposits, assets, employment status, and/or income of a prospective or current borrower by performing the following on your behalf: (1) Securely retrieving. com receives about 13,754 unique visitors per day, and it is ranked 367,838 in the world. AccountChek@ a third-party verification service, will collect the data your lender needs directly from your financial institution(s). your security is our top priority On the VOA Tab, enter the AccountChek Verification Key and press Save: Navigate to Home and switch back into the user's account: From the team pipeline, navigate to Settings and select the Integrations tab: Scroll down to the AccountChek Integration and select the option to Edit AccountChek Integration: Select the option to Enable AccountChek. ). AccountChek Workflow. A) Report header includes borrower name, unique report ID, longest history pulled back from bank transactions, loan number, and date of report. ACCOUNTCHEK delivers VODA reports in minutes through a secure web and mobile portal, eliminating the need for borrowers to submit endless paper copies of bank statements while reducing loan file errors and potential fraud. GENERAL INFORMATION All AccountChek logos, product and service names are trademarks and. 800-955-9038. Take advantage of the Desktop Underwriter® (DU®) validation service, which uses third-party data vendors to independently validate borrower income, employment, and asset data, providing our lenders with Day 1 Certainty® on validated loan components. Downloaded reports will be placed in the eFolder and titled Verification of Assets. AccountChek™ by FormFree will be used to validate asset information from the borrower’s checking accounts, savings accounts, certificates of deposit, money market accounts, stocks, mutual funds, and retirement accounts. Party Data Provider Name and enter the corresponding Reference Number in DU. AccountChek Setup Guide 4. AccountChek is an asset verification service that streamlines the loan underwriting process for both borrowers and lenders, resulting in quicker decisions and higher borrower satisfaction. Party Data Provider Name and enter the corresponding Reference Number in DU. As no active threats were reported recently by users, verifier. The only third party asset-verification approved and accepted by all GSEs including Freddie Mac & Fannie Mae. . The. Lastly, you will find an 11 question FAQ that asks and. com. com or 720. rd. We designed this Privacy Statement to help you understand how the AccountChek and AccountChek 3n1 services will collect, use and disclose borrowers'. Onboarded, trained and managed teams of borrower-facing FHA, VA, USDA & Conventional processors. AccountChek offers a technology-based deposit, asset, employment, and/or income verification service (the “Service”) designed to make it easier for a lender to verify and monitor the deposits, assets, employment status, and/or income of a prospective or current borrower by performing the following on your behalf: (1) Securely retrieving. A HousingWire TECH100™ company for four consecutive years, FormFree is based in Athens. AccountChek is the first, patented solution to be accepted by government. If you want to refresh the report within Encompass you will need to take one additional step to import it. My lender, who is legitimate (I used them a few years ago for the original purchase of my home), is asking me to help them verify my bank account balances via a service called accountchek.